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Health Insurance

Health Insurance

Visit Gallagher Student Health & Special Risk for completion of forms. All students are automatically billed annually for the Student Blue Plan health insurance. Waivers must be completed online by September 15, 2018 to remove the health insurance charge of $3120 from the student tuition bill. Annual Health Insurance coverage is 8/15/2018 through 8/14/2019. This form is available online June 15 for fall semester and December 1 for spring semester students. See instructions below.

ONLINE ENROLLMENT/WAIVER PROCESS

To enroll or waive the Student Blue Plan for the 2018-2019 policy year:

  1. Log on to: http://www.gallagherstudent.com/wne
  2. Click on "Student Enroll/Waive" (Upper left corner)
  3. Log on by following the instructions on the website
  4. Select the "I want to Enroll/Waive" button. If waiving the insurance, you'll need information found on your current health insurance ID card. Upon completing your online form you will be asked to review the information provided and click "submit" to complete the process. Immediately upon submitting your Online Form you will receive a reference number. 

*If a verified & accepted waiver form is not submitted by the deadline, you will remain enrolled in and billed for the Student Blue Plan for the entire policy year. 

Questions? Contact Gallagher Student Health & Special Risk toll free 1-877-300-3550 or by going to website and click on the Customer Service link. 

Mandatory Health Insurance Requirement

Under Massachusetts State Law, a student is required to participate in a “qualifying student health insurance program” or in a health insurance program with comparable coverage (your health insurance MUST meet the minimum standards–"Massachusetts Universal Health Care Standards"). Please compare the minimum standards with your own personal policy. This law pertains to undergraduate students who are enrolled for nine credits or more and graduate students who are enrolled for seven credits or more. 

Massachusetts Universal Health Care Standard

Determining comparable coverage requires comparison of cost-sharing levels (deductibles and coinsurance) and access to In-Network Providers. The level of benefits should meet or exceed the benefits provided through the Student Health Insurance Plan. Coverage is considered comparable if it provides students with access to a range of services in and around the area where they attend school. Services include, but are not limited to, preventive and primary care, emergency care, surgical care, inpatient and outpatient hospitalization benefits, lab work, diagnostic x-rays, physical therapy and chiropractic care, prescriptions, and mental health and substance abuse treatment. Also, consider the amount of your current plan's deductible and In- and Out-of-Network coinsurance to avoid high out-of-pocket costs. Students should be able to seek these services from providers who are considered In-Network or Preferred. If your current plan is an HMO, it is very likely that coverage is limited, or not available, outside of the HMO's service area.

Plans that only provide emergency services in the campus area are not considered comparable.